As from April 2013 my Journey in Investing is to create Retirement Income for Life till 80 years old for two over market cycles of Bull and Bear.

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday, 9 December 2016

Old But Not Weak! (2)


Read? Old But Not Weak!


Other than half a day part-time Job (jog); leaving home before noon and coming home after  6 or 7 pm; Uncle8888 is also working on his other Goal : Old but not weak!

He is progressing well and has reached his 50% target this morning!


Jog The Singapore's Park Connectors - Round 10


Read? Jog The Singapore's Park Connectors - Round 9





1. Completed Central Urban Loop
2. Completed Eastern Coastal Loop

3. Southern Ridges Loop in progress
4. Western Adventure Loop in progress

Ulu Pandan PC --> Pandan Garden Park PC --> West Coast Park PC --> Bus --> The Infinity bus stop --> Ulu Pandan PC (continue) --> Jurong Park PC (part) --> Bukit Batok PC --> Bukit Batok West PC















The Rich




The Rigs - Sibei jialiat!






How Come You Don't Need To Watch The Market???



One ex-colleague knew that Uncle8888 was busy running here and there and asked him : How come you don't need to watch the market?

Hmm .. First thing first!

Uncle8888 is not a day trader trading for a living. 

With his investing strategy of (1) No stop-loss and (2) Make hay while Sun shines and not pulling out winter weeds; so there is no serious need for him to watch the market closely. 

He sows his seeds!

His harvest will take days, weeks, months, years or never. 

So why need to watch the market so closely? 

For what? 




Wednesday, 7 December 2016

Jog The Singapore's Park Connectors - Round 9


Read? Jog The Singapore's Park Connectors - Round 8


1. Completed Central Urban Loop
2. Completed Eastern Coastal Loop

3. Southern Ridges Loop in progress


Alexandra Garden Trail --> Alexandra Queenway PC --> Alexandra Canal Linear Park PC --> Alexandra PC --> Zion Rd --> Ganges Road --> Henderson Park PC --> Mount Faber Park --> Walk up Mount Faber --> Henderson Wave Bridge and U -turn back to Mount Faber Peak







Wah! Queenway Shopping centre is still around. 
The last time Uncle8888 visited there when he was teenager!

Uncle8888 went in to take a look and pan jio stop. Still selling sport related stuffs. :-)












So Hard To Save More Even Income Increase. Why???



Uncle8888 looked back at the Truth. Why some choose to stay single or DINK!

It is all about BOMBS!

1987: Bomb explored

1988: Another Bomb exploded  with one added insurance recurring premium!

1990: Another Bomb exploded  with one added insurance recurring premium!

1995: Another Bomb exploded  with one added insurance recurring premium!

1995: Went into dark tunnel as single household income

2015: Saw bright light at the end of the dark tunnel

2016: Stepped out into the bright daylight but loss of earned income on sight.

Sigh! 


A lifelong experience journey of hard and tough saving! 

What did you learn?

Saving is tough or easy?

Depending on who you ask! LOL!

Tuesday, 6 December 2016

Many Of Us In Singapore Are Earning This Much



Buy & Hold Retail Investors (2)


Read? Buy & Hold Retail Investors


3Ms in Investing : 


Method

Mind

Money Management


Is our investing mind Symmetrical or Asymmetrical thinking?


Can we cut losses fast and set trailing stops to protect profits over market cycles and still have multi-baggers to brag about? 

Is this Asymmetrical thinking?







Monday, 5 December 2016

Buy & Hold Retail Investors


Generally falls into two kind of Buy & Hold Retail Investors ...

First of its kind is by their outcome and second kind is under circumstance



DBS : Tough Resistance ahead!


Sunday, 4 December 2016

Buy And Hold Is Not Dead Over Market Cycles


Read? Jog The Singapore's Park Connectors - Round 6

When Uncle8888 reached Pasir Ris beach at Round 6 PCN Jog; he saw that the kelongs (fish farms) are still there despite those past few incidences of red tide that wiped off their fish stocks. They managed to restart their fish farm all over again! They didn't gave up!








How different from Buy and Hold over market cycles?

Buy & hold is not dead like these fish farms. Don't give up!

The next season; they will be producing fish load that worth their effort again!





How Many Retail Investors Made 10 to 15% Compound Investment Return Over 15 to 20 Years?


Lots and lots of investment blog posts were written to teach us on how to invest like professionals e.g. Peter Lych, Warren Buffet; Walter Schloss and getting 10 to 15% compound investment return to become the next millionaire with our investment portfolio.

They showed us many theories and concepts on how to achieve.

How many of them have done it practically through their investment gains?


See XIRR Table to achieve $1M purely on investment gains!






Did anyone see how such investment portfolio is constructed by these investment bloggers on how to build wealth to become millionaire?

Number doesn't lie. See for yourself on how to become millionaire faster as retail investor!

Not based on our hard earned income meh?

Our investment portfolio is just an Accelerator to become the next millionaire in our neighborhood!

Read? Your Investment Portfolio is your Accelerator on the Road to Financial Independence! (4)




Friday, 2 December 2016

Jog The Singapore's Park Connectors - Round 8


Read? Jog The Singapore's Park Connectors - Round 7


Loyang Connector --> Tampines Connector --> Simei Connector --->  Bedok Connector --> East Coast Park --> Endpoint of Siglap Connector.


1. Completed Central Urban Loop
2. Completed Eastern Coastal Loop

It is a small world. When Uncle8888 was jogging Simei PCN; he bumped into his ex-collegue who was walking towards him. He hasn't met this colleagues for more than 20 years. He has retired three years ago. He now keeps himself active by walking long distance. He said he can't jog anymore but can walk.







Uncle8888 likes to eat balanced diet to enable detoxication cycle to work as well.


















Cut Losses And Account Blow Up Where Successful Retail Investors Don't See Eye To Eye To Successful Retail Traders.


Read? Positioning Size and Risk Comfort Level Where Successful Retail Investors Don't See Eye To Eye To Successful Retail Traders


Often quoted by retail traders : Painful margin calls and account blow up.

No successful retail traders for cash flow/living are not in leveraged instruments. Leverage is a double-edged sword; you can potentially lose more than expected and blow up your account. Your brokers are not your friends.

Anyone heard of retail investors blow up their investment portfolio and their account get suspended by brokers. Got meh?


See the difference between trading and investing. Get it?

As retail investors without leverage, we will lose what we are prepared to lose. 

Simi account blow up or margin calls?  What animal arh?


Thursday, 1 December 2016

Cut Losses and then Short it???


Do you cut loss and then short it?

No. You didn't but hope buy it back lower.

Huh?

Cut loss and then suddenly one became somehow wiser! Hmm ...


DBS





Housing choice linked to retirement choice.

Read? The Tale Of Three Old Men In The Same Office Space (True Story)


Now; it is not based on Uncle8888's observation but MAS study.

So it is matter of asset rich or liquidity rich when going into our retirement phase.


Two Months After Not Doing Anything To Increase GDP As Jobless Man!



Uncle8888 is not restless yet. 

1. He didn't turn on TV and watch any K-drama! Not a single minute!

2. Surprisingly; he spent much lesser time on his laptop; unlike those days of eating snake in the office pretending to work hard.

3. The power of unlimited and care-free travelling on buses and MRT with his $60 senior citizen concession month pass and travelling without an umbrella. So far; he hasn't get wet when raining.

4. When the weather is looking good; Uncle8888 will spend from 3 to 6 hours roaming the street of Singapore. 

Jog here. Jog There. 

Walk here. Walk there.

See Here. See There. 

See what to eat and buy any other kind of buns or breads for breakfast when it looks good and not try before.


After jogging all park connectors; how about jogging around all reservoirs? Ya. All these and all that. It will take months or years to complete these targets. It is not going to be restless any sooner!

Read? Retirement is 休閒 or 修閒 . It is much different so plan way ahead of your time.

休閒 can become restless after sometime



閒 may last much longer before becoming restless as there may be another goal to achieve.





Children Are High Expenses But A Good Relief When We Are Retired!


Nov 2016 has ended.

Dec 2016 monthly expenses should be lower without any overseas travelling.

You get what Uncle8888 trying to say?




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