If you are spectacle or contact-len free before 40, welcome to the new world if you cross over to 40, you will probably realize sooner or later that you will need a reading glass (spectacle) to read your newspaper.
When you cross over to 50, a brave new world is waiting for you, you are now seen by HR department or your bosses as a costs cutting tool if needed to trim staff costs.
But, before that happens, you already started to be paid less as the new world thinks that you are an old asset that has lower productivity and your earning needs downward adjustment.
http://createwealth8888.blogspot.com/2009/08/when-you-reached-50-years-old.html
But, beware that your forward expenses after 50 probably will be higher and higher as your kids are going to start their University education soon.
So it is best for you to do your financial planning well ahead of time and aim to be absolutely debts free before 50.
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