I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday 21 January 2018

You Invest What You Can Afford To Lose? Right Or Wrong???


Often we hear this saying in the investment cyberspace or social media : You invest what you can afford to lose and more often this is the general advice to newbies. 


The truth on the ground practice by serious retail investors is  ...

You speculate what you can afford to lose. It is speculating and NOT investing!

You look carefully at many serious retail investors and investment bloggers on what they are doing with their investment portfolio and SINGLE stock positioning and portfolio management. 

It is NOT uncommon for these retail investors to build on single stock position up to X% or investment portfolio up to XX% of their net worth!

X% or XX% of their net worth is NOT something they can afford to lose. Right?


Newbies haven't earn their right to call themselves as investors so they are in fact just speculators. Right?

So the advice is actually : You speculate on what you can afford to lose!




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